At FCO, we believe that quality people plus world-class systems equal value for our clients. That is why we’re known for our dedicated employees who uphold FCO’s core values of exceptional performance and client service. And, we’re always thinking ahead, executing fresh approaches to maximize your revenue:

  • Multiple Call Centers digging deeper for your money
  • Dynamic collection strategies
  • Data mining and analysis
  • Targeted re-work programs
  • Systems integrations with client business platforms
  • Free credit reporting to all 3 national bureaus
  • Compliance Management System promotes compliance with applicable laws
  • Collections Best Practices webinar series with resources to optimize client operations
  • Proprietary Account Scoring for proven work strategies and analysis of client credit decisions
  • Transparent, real-time reports for results, trends, statements and more on our Client Center (
  • Credit card or e-check payments coming in 24/7 on our secured site (

When it comes to generating more money on your bad debt accounts, FCO gets the job done right.

FCO has provided exceptional results for our company and their level of customer service has far exceeded our expectations.

Vice President